A couple of years ago, when I was a taxi driver, i picked up a young lady who told me that she had answered an advertisement for Karate instructors. Having never previously trained in any martial art, she was hired and given a wage to train for, and recieve, her black belt in six months. She would then open a club and teach others, having qualified to do so. This has been going on for years. It's the standard practice of one hybrid Shotokan styled association in particular, the name of which i shall not mention but i'm sure you've all heard of this Australian product.