Ran having reread this entire thread ... the VAST majority of it has little to do with Mr Siggs. The parts that do, make passing comment about insurance and the effect on the WMA community. Did you actually read the thread beyond the first post before posting? Also why did you feel the need to post here but not on say, SFI. If you felt this strongly why not SFI (or have I missed your user name somewhere)? The WMA board on MAP is a distant outpost of HEMA and hardly worthy of a noteworthy rant against as significant (and infamous) a figure as Mr Siggs.